Emotions are the enemy of successful investing. As a result, many investors place their life savings into investment strategies that rarely align with their short and long-term financial goals. We work closely with our clients to minimize the financial toll of hasty, emotional investment decisions.

• We create diversified portfolios positioned for the long term and built on an asset allocation strategy that reflects each client’s objectives and risk tolerance while being held to the fiduciary standard.
• We spend substantial time with you creating your Asset Allocation policy. This is the single most important factor in assessing the long-term risk and return characteristics of your portfolio.
• Your portfolio will be broadly diversified. Our team is especially cognizant of correlation, making sure all your investments are not zigging or zagging in the same direction or to the same degree.
• To reduce the effect of fees on portfolio, we use a combination of passive investments (Index funds, ETFs) as well as active management vehicles.
• Periodically, we will rebalance the portfolio, to bring you back in line with your Asset Allocation policy, this process forces you to sell high and buy low which will keep you true to your risk tolerance.